Louisiana Private Investigator Licensing Practice Exam

Under the Gramm-Leach Bliley Act, state licensed private investigators have a limited exception related to which of the following?

1. Background checks

2. Insurance investigations

3. Child support judgment collection

4. Identity theft investigations

The correct answer is: Child support judgment collection

The correct answer relates to child support judgment collection under the Gramm-Leach Bliley Act (GLBA). This legislation primarily focuses on the protection of consumers' personal financial information held by financial institutions. However, it also includes specific provisions that allow state-licensed private investigators to access information relevant to child support enforcement. Child support judgment collection can involve tracing individuals who are delinquent on their payments, which may require access to certain personal and financial records. The law recognizes that private investigators play a critical role in aiding the enforcement of child support orders by conducting the necessary investigations to locate absent parents or gather relevant evidence for these cases. While other options like background checks, insurance investigations, and identity theft investigations are relevant to private investigators' work, they do not specifically enjoy the same type of limited exception as child support collection does under the GLBA. The focus of the GLBA is on protecting private financial information, and while investigators can be involved in those other areas, they do not have the same formal allowance specified under the act like they do with child support cases.